Average Houston Credit Score in 2010 was ( 650 ) while this moved up by 9 Points in 2016 ( 659 ). Clear indication of how people in Houston has moved in the right direction to lower their debt. Average credit score in Houston is about 642 while national average is around 687. Houston has one of the lowest credit score in the whole Houston Metro area when compared with other cities like Southlake TX ( 761 ), El Paso TX ( 650 ), Arlington TX ( 644 ). Colleyville TX has the hightest credit score among all these cities with a average credit score of ( 766 ).
If you are living in Houston metro area and have poor credit, it's easy to be tempted by promises of quick fixes. There is no Quick Fix to a bad credit. Credit bureau Experian released a report that said Houston-area consumers shoulder the highest debt among residents of the top 15 U.S. major metropolitan areas. The average debt per consumer in the Houston area was $28,240. Houston also have the lowest credit score among the top 20 metro areas in the nation with an average VantageScore from Experian of 708 out of a range of 300 to 850.
This piece of information alone justifies growth of credit repair in houston tx companies. They aim to get your credit score to the minimum level ( 620 ) required for conventional mortgage. In Houston metro area we have around 50.7% of people with poor ( 550 - 649 ) or very poor credit score ( 350 - 550 ). Just 30.1% of population in Houston has Excellent credit score ( 750 - 850 ). There is no quick fix for a bad credit score. If you are serious about credit repair, the first step to credit restoration is choosing a legitimate credit repair company in Houston TX. If you believe there are errors in your credit report, you can benefit from hiring one of the best Houston credit repair companies correcting those errors for you. There is no magical formula to raise your credit score in a short time but credit repair services can for sure help you give your score a deserved bump.
There are many loopholes that credit repair services in Houston will use to raise your score. But before hiring a Credit Repair Houston service you must look for three things: how long the credit repair company has been around, reputation and money-back guarantee. Typically credit repair in Houston can cost around $99.95 per month, plus a small one-time charge to obtain your credit reports. Its always recommended to get quotes and consultations from at least 3 credit repair companies in Houston before you decide to hire one.
If you are living in Houston metro area and have poor credit, it's easy to be tempted by promises of quick fixes. There is no Quick Fix to a bad credit. Credit bureau Experian released a report that said Houston-area consumers shoulder the highest debt among residents of the top 15 U.S. major metropolitan areas. The average debt per consumer in the Houston area was $28,240. Houston also have the lowest credit score among the top 20 metro areas in the nation with an average VantageScore from Experian of 708 out of a range of 300 to 850.
This piece of information alone justifies growth of credit repair in houston tx companies. They aim to get your credit score to the minimum level ( 620 ) required for conventional mortgage. In Houston metro area we have around 50.7% of people with poor ( 550 - 649 ) or very poor credit score ( 350 - 550 ). Just 30.1% of population in Houston has Excellent credit score ( 750 - 850 ). There is no quick fix for a bad credit score. If you are serious about credit repair, the first step to credit restoration is choosing a legitimate credit repair company in Houston TX. If you believe there are errors in your credit report, you can benefit from hiring one of the best Houston credit repair companies correcting those errors for you. There is no magical formula to raise your credit score in a short time but credit repair services can for sure help you give your score a deserved bump.
There are many loopholes that credit repair services in Houston will use to raise your score. But before hiring a Credit Repair Houston service you must look for three things: how long the credit repair company has been around, reputation and money-back guarantee. Typically credit repair in Houston can cost around $99.95 per month, plus a small one-time charge to obtain your credit reports. Its always recommended to get quotes and consultations from at least 3 credit repair companies in Houston before you decide to hire one.
